Credit repair companies suck.

Oh, it’s true. I know that probably sounds a little odd, coming from a credit repair blog and all, but I mean seriously, have you ever Googled “credit repair companies”? You get a bunch of hits for businesses that sound like they’re ready to sacrifice a newborn child (theirs or yours, it’s hard to tell) just to get your money. To do that, a lot will make exactly the kind of promises you want to hear:

• Erase all of your bad credit, GUARANTEED.
• Remove your bankruptcy, GUARANTEED.
• Live the rest of your life free of financial worry, GUARANTEED.
• Just sign here, it’s GUARANTEED.

Wow, I wish the good credit fairy would come visit me the next time I charge myself into a corner.

The fact of the matter is, no one can actually guarantee you any kind of results when it comes to credit repair. Anyone who says they can is flat-out lying to you. I know those late night ads on TV may seem pretty convincing, but trust me it doesn’t work that way. So where would I, a respected and informed author of a credit repair company blog recommend you turn to when you get your credit report in the mail and you suddenly realize it may be a while before you can afford any new toys? Why, our credit repair company, of course!

Wait, don’t close this window yet – hear me out!

Here’s the deal: Credit repair IS important, but it isn’t guaranteed. Companies that deal with your credit have a lot of third parties to deal with when it comes to fixing your credit – everyone from credit bureaus to collection agencies and a boatload of attorneys in-between, so anyone who tells you your credit will look like new in a month is full of it. So how do we set ourselves apart from these other jokers? By shifting a majority of our focus from simply credit “repair” to credit validation and debt settlement.

While we do believe disputing negative items on your credit report is very important, as long as there’s something wrong with them, we believe the only sure road to relief is through working with you and your creditors towards settlement options. On average, our debt settlement specialists have helped clients see reductions of as much as 60% of their original bills. That’s more than half the debt, gone up like smoke in the wind. That frees up a lot of your funds to do with as you see fit (so long as you avoid any more credit pitfalls). We can also help you create a working budget, so you won’t have to worry too much about falling into this trap again.

Rather than making promises we know we can’t keep, we decided to shift our priorities to helping you realistically obtain your goals with our debt settlement program. Because the only kind of results anyone can guarantee you of in this business are the results you make for yourself. So rather than fall for false promises, start working to repay your old debts – it’s really the best way to truly restore your credit, and that’s why we believe debt settlement is so valuable. You want it done, and we want to help.

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